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Home Mortgages


Unlock the Advantages of a Credit Union Mortgage

When it comes to an important investment like a home, who would you rather trust with your mortgage needs: a big, anonymous lender or the personal , professional staff at your own credit union? With Sioux Falls Federal Credit Union on your side, you'll get the perfect loan terms, the best possible rate and the friendly service that always makes you feel right at home.

Meet our Mortgage Loan Officers


Julie Tibke

Dave Kowalczyk

Elissa Gray-Stauffacher


Check out our great rates!


The best place to turn...

You don't have to run all over town or search the web for a great mortgage. We have all the latest in home loan plans -- from traditional, to low down payment, to first-time buyers, veterans and more. Here are just some of your options we can talk about:

     - Traditional home loans from 10 to 30 years
     - One year adjustable rate loans, or 5 and 7 year balloon loans
     - SD Housing first-time buyers programs
     - VA, FHA, Rural Development
     - Residential Lot Loans
     - Construction Loans

A loan you can really live with... No matter which plan you choose, you will enjoy exclusive member benefits like:

     - Competitive low rates
     - Some of the lowest loan fees in the market, saving you hundreds of dollars
     - Sound advice, plain language explanations and keeping you informed throughout the process

Check out these online tools...

Our Mortgage Calculators can help you determine what fits your budget, when it pays to refinance, or what converting to bi-weekly payments will save you.

When you're ready to make your move, we have your Mortgage Application right here.

Do you have more questions? Click here for some FAQ's about home buying.