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Why A Credit Union?

Credit unions are member-owned not-for-profit financial cooperatives dedicated to improving members' lives. Stockholders own banks. Banks make money for stockholders, not for customers.

Credit unions price loans, deposits and fees to provide you with high-quality, low-cost services. Banks price products and services to make a profit.

So.... why should you choose a credit union for your financial needs? Because we're not a bank!

A Better Way To Bank

Sioux Falls Federal Credit Union has been around for over 75 years, providing low-cost consumer and small business banking services to people in the greater Sioux Falls, SD area (Minnehaha, Lincoln, McCook and Turner counties). Many people choose to become members because of our competitive deposit and loan rates. Others because of our wide range of services like free checking, home mortgages, auto loans, credit cards and business services. Still others love us for the lower fees you'll find here.


But everyone stays with us because of our service! Our mission statement says it all: "We will better people's lives by providing relevant financial services, building trusted relationships, serving our community and providing a rewarding atmosphere for our employees."


Choosing Sioux Falls Federal as your financial institution is truly a better way to bank!