new credit cards


VISA Credit Cards

Exciting Rewards & Honest Value

Only at Sioux Falls Federal Credit Union can you expect to receive this kind of legitimate value, without hidden fees, hard to read small print, or outrageous interest rates.

The Choice is Yours - Better Rewards or Better Rate

Whether you prefer great reward options or a standard credit line with a great rate, we have a card to fit your style. Both our Better Rewards and Better Rate cards come with these great features…

High Credit Lines and Low Rates -- Just look at our disclosure for proof.
No, no, no, no -- What we mean is: no annual fee, no cash advance fee, no balance transfer fee, no penalty interest rates, no screwy billing methods --- you get the picture. We just don't believe in misleading claims followed by nasty surprises.
Interest-Free Grace Period -- Pay in full by the due date all purchases listed on your statement, and you get in an interest-free loan!
24X7 Online Access -- View your credit card account directly from e*Branch Home Banking. You have anytime access to your account for transaction monitoring and inquiries, viewing current and past statements, and making payments from your Sioux Falls Federal checking or savings account.

Step Up to Better Rewards

Great Rewards -- One point for each dollar in purchases that you can redeem for travel, gift cards from your favorite retailers or cash back. View your point balances and order rewards through the Better Rewards link in e*Branch home banking. To learn more about our Better Rewards program click here.

Always Read the Disclosure

Check out our Visa card disclosure and compare it to any competitor you choose. Here's what you won't see in their disclosures…

     - No cash advance or balance transfer fees 
     - No penalty interest rates 
     - No annual fee 
     - A 25 day grace period on interest charges

Local Service Too

Imagine needing to talk with someone from your card company. Of course we have a toll-free 24 hour card holder line. But wouldn't you rather be able to visit with your credit union staff, face-to-face sometimes? Of course you would -- and you can when you have a Sioux Falls Federal Credit Union Visa card!


Lost or Stolen Credit Card:

To report your Better Rate, or Better Rewards Credit Card lost or stolen please call (605)334-2471, or

Activate my Credit Card:

To activate your Better Rate, or Better Rewards credit card please call 800-411-6390, or

Verified by Visa

Your SFFCU Better Rate or Better Reward credit card is equipped with Verified by Visa - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.