Fee Schedule

Bank lobby leaving you a bit cold? Membership offers you services and products to masterfully manage your day-to-day budget. From the contents of your garage to the contents of your home to the contents of your wallet, Sioux Falls Federal Credit Union (SFFCU) is the membership you need.

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Checking/Saving Account
Overdraft $30.00 per item
Returned Deposit Item Fee $5.00 per item
Returned Deposited Item on Presenter (self) $30.00 per item
Exception Manual Posting Fee $5.00 per item
Stop Payment Request for 1 Item or a # Sequence $25.00 per request
Overdraft Transfer from Savings $5.00 per transfer
Copies of Clear Drafts (free online) $3.00 per draft
Check Printing Prices vary depending upon style
Yes Checking Accounting $5.00 per month
Overdraft of Savings $30.00 per item
Super Share Account
Excessive Withdrawal Fee 3 free per month $5 thereafter
Dormant/Abandoned Accounts & Monetary Instruments
Dormancy Fees $5.00 per month
Abandoned Account Fee $50.00
Abandoned Cashier's Checks & Money Orders $50.00
Loan Fees
Skip Payment Fee (Consumer Loans) $25.00 per payment
Loan Payment by Credit Card (Visa or Mastercard) $10.00 per payment
Home Equity Loans Document Fee ($75) Pass Thru Fees
Consumer Loan Refinance Fee 1% of loan amount $50 minimum - $150 maximum
Credit Cards
Late Fee Up to $25.00
Card Replacement Fee $15.00
Refund Check $25.00
Copies of Sales Drafts $10.00 each
Originals of Sales, Drafts and Other Documents $10.00 each
Expedited Card Varies, call for information
ATM/Check Cards
Replacement Fee if Lost or Damaged 1 free per year $15.00 thereafter
Expedited Card Varies, call for information
Off Network ATM Transactions $2.00 per transaction
Other Services
Account Research and/or Reconciliation $35.00 per hour
Copy of Statement $10.00 per statement
Domestic Outgoing Wire Transfer $20.00
Foreign Outgoing Wire Transfer $50.00
Cashier's Check $5.00 each when payee is other than the account holder
Money Order $3.00 each
Check Cashing $3.00 per check for anyone over 18 with less than $100.00 in regular shares and no other active service.
Account Reopening $15.00 for any membership closed and reopened more than once in a 12 month period.
Re-loadable Card Reload Fee $2.00
Gift and Re-loadable Card Inactivity Fee After 12 Months $5.00/month
Levy/Garnishment Fee $75.00
Undeliverable Mail $10.00 per piece
Safe Deposit Boxes
3 x 5 (Downtown Branch Only) $15.00 per year
3 x 10 $35.00 per year
5 x 5 (Meadows Branch Only) $25.00 per year
5 x 10 (Meadows Branch Only) $45.00 per year
10 x 10 (Meadows Branch Only) $55.00 per year
Key Replacement Fee $150.00 
Box Drilling Fee $250.00 per drill

Effective 1/1/2016