Better Visa® cards for a better life. Little to no fees and lower interest. find the right card for you.Apply Now
Earn money just for using your Better Rewards Visa® card. Get up to 3% back that can be redeemed for cash, travel or gift cards whenever you need it. Want a break on interest? Reach for our Better Rate Visa® card instead.
BETTER REWARDS - ALL YEAR LONG.Apply Now
Sometimes those balance-transfer offers seem too good to be true (and more often than not, they are). The big fee for transferring is where they get you. But as always, will be completely upfront with you—there are no annual fees, no balance-transfer fees, and no cash advance fees at Sioux FallsFed, EVER. A neat and clean switch from interest-bearing debt to interest-free debt without any surprise expenses is just the ticket with your credit union!
So how about that low interest rate—what exactly does that mean? Save on interest. It's that simple. Imagine rates as low as 10.49% APR, a lower than average percentage rate, which allows for more freedom and flexibility in your spending.
Wondering how to maximize your cash-back earning potential? Between now and the end of the year, your purchases with our Better Rewards Visa Card can double or even triple in points for up to 2% or 3% cash back! Spends on food, gas and wholesale clubs, will earn you 2% cash back—earn 3% on ALL PURCHASES when used on Black Friday Week. 1% cash back on all other purchases all year.
What matters most to you?
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*Annual Percentage Rate. Some restrictions apply. Visa® credit cards are issued by Sioux Falls Federal Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.