It’s officially holiday shopping season, and perhaps more than years prior, you’re going to be relying on digital spending to check all the items off your shopping list. But while you’re adding some transactions to your account, don’t forget that spending can be a golden opportunity to get rewarded while you’re at it.
So you’ve been banking with, well… a bank, for most of your adult life. But maybe you’ve at least been curious about this “credit union” thing? The only thing is—what even is a credit union, and how is it different or, more importantly, better than a bank?
Let’s clear up some common misconceptions about credit unions and open your eyes to what makes banking with a CU the best for you.
While the word “equity” probably elicits some positive vibes, how much do you know about it when it comes to your home? The truth is, it’s a status that can give you some buying power when it comes to home improvements and a lot of other financially demanding endeavors.
So what is “home equity,” anyway? And how do you get it?
Your money is hard-earned and deserves protection—but unfortunately there are people out there can be desperate to get their hands on it. Financial scams can take many forms these days—from phone calls to phishing emails—but there are plenty of common calling cards to be on the lookout for to keep you and your funds safe from fraud. Here are just a handful of ways to spot a financial scam.
It’s the eternal question of any wishful motorist ready to purchase a new set of wheels—do I go with a used vehicle or do I spring for the brand-new model? While both options come with their downfalls, we’ve outlined some of the aspects in each choice’s “pro” column below.
So what’ll it be—used or new? Read on for some tips and insights.
Considering upping your “home, sweet home” game in the near future? Sioux Falls homebuying might look a bit different in 2020 than you’d expect, whether you’re a first-timer or an old pro. We talked to one of our home loan officers, Tim Wermers, to get the scoop on financing a home purchase—from the effects of COVID-19 on the market to how things have changed over the past few years.
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