Unlock the Advantages of a Credit Union Mortgage...
When it comes to an important investment like a home, who would you rather trust with your mortgage needs: a big, anonymous lender or the personal, professional staff at your own credit union? With Sioux Falls Federal Credit Union on your side, you'll get the perfect loan terms, the best possible rate and the friendly service that always makes you fee right at home.
The best place to turn...
You don't have to run all over town or search the web for a great mortgage. We have all the latest in home loan plans -- from traditional, to low/no down payment, to first-time buyers, veterans and more. Here are just some of your options we can talk about:
- Traditional home loans from 10 to 30 years
- One year ARMs, or 5 and 7 year balloon loans
- SD Housing first-time buyers programs
- VA, FHA, Rural Development and more
A loan you can really live with...
No matter which plan you choose, you will enjoy exclusive member benefits like:
- Competitive low rates
- Some of the lowest loan fees in the market. Our discounted origination fee alone will save you hundreds of dollars over the competition.
- Sound advice, plain language explanations, and keeping you informed throughout the process.
Want to brush up on home loan lingo? Check out our Mortgage Glossary and you'll be able to hold a conversation with the best of them.
Curious about the impact on your budget of taking out a mortgage, refinancing an existing one, or converting to biweekly payments? We've got Mortgage Calculators you can play with for hours!
Finally, when you're ready to make the big move, we've got the online or printable mortgage application to get you started right away.
Just want to talk? That's fine too. The professionals in our Mortgage Department will be happy to chat. 
