| Checking Account |
| Overdraft |
$25.00 per item
|
| Returned item |
$5.00 per item
|
|
Stop payment request
|
$15.00 per request
|
|
Overdraft Transfer from savings
|
$5.00 per transfer
|
| Copies of cleared drafts |
$3.00 per draft
|
| Online cleared draft images |
$3 each after five per month free
|
|
Electronic Funds Transfer Fees
|
|
Advantage Network ATM withdrawals
|
$1.00 each after 8 per month free
|
|
Non-Advantage Network transactions
|
$1.50 per transaction
|
|
Overdraft of savings
|
$25.00 per item
|
|
e*Pay bill payment service
|
Free with at least one payment per month.
$7.50 per month inactive fee.
|
|
Loan Fees
|
|
Regular Loan Late Payment Fee
|
$10.00
|
|
Equity Loan Late Payment Fee
|
$10.00
|
|
Indirect Auto Loan Late Payment Fee
|
5% of loan payment or $5.00, whichever is more
|
|
1st Mortgage Late Payment Fee
|
5% of Principal & Interest payment
|
|
Credit Card Late Payment Fee
|
$20.00
|
|
Skip Payment Fees
|
$10.00
|
|
Loan Payment by credit card (Visa or Mastercard)
|
$10.00
|
|
Home Improvement Loans
|
1% Origination fee, $50 minimum
Document fee ($35)
Flood certification ($16.50) and Mortgage ($22) on any loan over $5,000
|
|
Home Equity Loans
|
Document fee ($35)
Tract search ($79.50)
Flood certification ($16.50)
Mortgage filing ($24)
|
|
Other Services
|
| Health Savings Account |
$15 account opening fee; thereafter a $15 annual fee
|
|
Account research and/or reconciliation
|
$25.00 per hour
|
|
Returned deposit
|
$5.00 per item
|
| Copy of past statement |
$3.00 per statement
|
|
Outgoing wire transfer
|
$15.00
|
|
Cashiers Check
|
$5.00 each when payee is other than the account holder
|
|
Money order
|
$1.00 each
|
| Check cashing |
$3 per check for anyone over 18 with less than $100 in regular shares and no other active service.
|
| Account Reopening |
$15.00 for any membership closed and reopened more than once in a 12 month period.
|
|
Travelers Checks for Two
|
$.50 per hundred
|
