Sioux Falls Federal Credit Union

Before you Buy









Some dealers would like you to think that the best way to buy a vehicle - and get a great deal too - is to just stop in and talk to their friendly staff. We all know better than that, of course.
 
We consistently see three things that the average consumer can and does do wrong:
  1. Paying too much for the new vehicle
  2. Not getting enough in trade on their own vehicle, and
  3. Not understanding the math involved with zero percent financing vs. rebates.
But where do you start?  Right here!

Then stop by any of our locations for a free copy of Your Vehicle Buying Road Map, and look through our wealth of other Auto Library publications on subjects like zero and low interest dealer financing, rebates and other incentives, leasing vs. buying, how to inspect a used car, reliability and safety reports, and much more.

Keep the Transactions Separate
For most of us, buying a vehicle involves three separate transactions:   
  • Buying the new vehicle,
  • Selling or trading the old one and, 
  • Financing it.

Keep these separate, no matter what, because it will only lead to confusion in the end. Your credit union has lots of resources to help you fully understand and tackle each transaction.

Next: Buying New

 
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