Convenience, Control, Security & Saving Money     
Now you can receive and pay your bills online with just the click of a mouse.  With e*Pay , you can pay anyone . . . the mortgage, credit cards, your doctor, even your babysitter. And you can do it for free!

Instead of spending hours each month paying bills, you can now reduce that time to just minutes. No more checks to write, envelopes to lick or stamps to buy. Once you set up your billers, you can begin to schedule payments immediately. Yes, e*Pay is the ultimate in convenience and control...  

This calculator will show you how much you could save in postage and time! 

Check out these great features...

• This is not an automatic withdrawal service. You decide what date payments are made, not the biller
• Your money stays in your account until the payment date of the bill 
• In most cases you can schedule payments as soon as one day before -- and up to one year in advance of the due date.
• Transactions are guaranteed to be paid on time
• Password and encryption protection for total privacy -- and you'll never worry
  again about someone stealing a check from your mailbox!

To enjoy e*Pay for free, all you need to do is make at least one payment per billing cycle. Your billing cycle begins on the 10th of each month and ends on the 9th of the next month. If you don't make a payment during the billing cycle, you will be charged a $7.50 inactive fee.

You can also arrange to receive bills online from thousands of major retailers, utilities and credit card companies -- including your Sioux Falls Federal Credit Union Visa. Many of these same bills can be set up for automatic payments too.  It's simple, convenient, and it's free as well.

If you'd like to take a test drive, try our e*Pay demo. 

So get online and in control today -- To enroll, just log in to e*Branch home banking and select the e*Pay link on the top menu bar.

Remember: just one payment a month and the service is free!