OK... here's the deal: You commit your money to the credit union for a specific period of time, and we'll pay you the highest rates available.
Certificates offer you a secure way to invest your money at a high rate of return. Credit Union Share certificates are high yielding, federally insured investments, letting you secure a fixed rate of return for an extended period of time. You can benefit from investing in a Sioux Falls Federal Credit Union share certificate in two ways:
- You'll earn one of the highest dividend rates that we offer.
- You are able to "lock in" that rate for the term you selected.
Choose a maturity from twelve to sixty months with as little as a $500 minimum investment, or take advantage of our three or six month certificates with a $2,500 minimum. You may leave the dividends to compound your yield, or choose to withdraw the earnings without penalty. We can even arrange to send you a quarterly dividend check.
Easy on the penalties...
Speaking of penalties... some institutions' early withdrawal penalties can actually result in a loss of principal. At Sioux Falls Federal, the maximum penalty for early withdrawal is limited to loss of earnings -- that means you'll never lose any part of the principal investment with us.
How about a little flexibility...
Sure... we'll ask you to lock up your money with us. But that doesn't mean you don't have options. For example, here's a great feature that lets you invest with confidence:
- Trade-Up... On certificates of three years or longer, you can exercise a one-time increase in your dividend rate for the remainder of the term.
Our current certificate rates are quite competitive, so stop by today and invest with confidence.
