No matter what time of year it is, the best way to start saving for holiday expenses is now --- with our Christmas Club account.

 

Imagine the best Christmas season ever, and all of it paid for in advance! No January credit card bills, no dipping into your savings, no debt consolidaton loans. Just decide now what you'll need and divide that by the number of paydays left, and you have the formula for a debt-free, stress-free holiday season.

 

The key to success here is regular deposits to this account -- either in person or through payroll deduction. And then, come October of each year, the money and accumulated dividends are all yours.

 

You can open your Christmas Club account online --- just click here to go to our Checking/Savings application.

 

Happy Holidays!